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Plan Availability & State Policy Maximums

All Plans Available Only EPT: Grand Legacy Plan available Available Soon

For Agent Use Only. Policy amounts shown are per person.

*Individual state regulations including product availability, allowed maximum or minimum may vary by state. It is recommended your client contact a legal advisor for complete details on irrevocable assignments, Medicaid eligibility and using a trust to protect their assets, including a life insurance policy.

**Medicaid limits the face amount of policies assigned to the FET: Immediate Spend Down Protection Plan which they will consider excluded assets in the following states: AZ - $8,000; CT - $5,400; DE - $15,000; GA - $10,000; IA - $11,566; IN - $10,000; KS - $7,000; LA - $10,000; NE - $4,926; MO - $9,999; ND - $6,000 (premium); OK - $10,000; PA - Limit varies based on where the applicant resides; SD - $10,000; TN - $6,000; UT - $7,000; VT - $10,000

FET: Immediate Spend Down Protection Plan: not available in FL, MA, MI, NV or TX.

State Available FET Max EPT Max
*Limit varies based on where the applicant resides